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BYLAWS OF IVANHOE-WATERFORD HOMEOWNER'S ASSOCIATION, INC.


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ARTICLE VII - FINANCES AND ASSESSMENTS

A. FISCAL MANAGEMENT. The provisions for the fiscal management of the Association contained in section 9. , 10., 13., and 14. and the other Sections of the Declaration are hereby incorporated by reference and the Board of Directors acting on behalf of the Corporation are hereby empowered to carry out the provisions of the Declaration in accordance with the terms thereof.
B. ANNUAL STATEMENTS. The Board of Directors shall cause to have the Association's books and records reviewed each year by a certified public accountant and to have such certified public accountant prepare an annual balance sheet and operating statement for the Association for each fiscal year.
C. DEPOSITORY. The depository of the Association shall be such bank or banks as shall be designated from time to time by the Board of Directors. In addition, the Board of Directors may invest the funds of the Association in government secutities or certificates of deposits or savings accounts of banks and savings and loan associations from time to time designated by the Board of Directors. Withdrawal of monies from accounts shari be only be check signed by persons as authorized by the Board of Directors.

ARTICLE VII - FINANCES AND ASSESSMENTS

These Bylaws may be amended as provided in the Articles of Incorporation.

Articles I and II - Purpose and Powers - Definitions
Article III - Membership and Voting
Article IV - Members Meetings
Article V - Directors
Article VI - Officers
Articles VII and VIII - Finances & Assessments and Amendments

NOTE: Upon "closing," each new owner should have received a document called "DECLARATION OF COVENANTS OF WATERFORD SUBDIVISION." This scanned and typed copy of selected sections of the Covenants is not meant to replace that document, or the BY-LAWS, which govern the Association election process. It is provided here simply as a convenient reference for "Frequently Asked Questions" regarding typical homeowner issues. This is not a legal document, and neither the Association nor the editor bear any liability for errors. If you do not find the information you seek, you are urged to contact one of your Association Board members, or consult your own hard copy.

www.ivanhoe-waterford.com © 1997 Pete LaMoia